We all dream of having the big house, the nice cars, the beautiful wife (or husband if you're a lady; not that you can't have a wife, I encourage it); basically the rock star life. The unfortunate truth is that not many of us actually achieve this kind of financial stability or freedom, regardless of our situation. A lot of us are stuck in this never ending circle where everything just gets worse and worse because we don't have time, energy, an education, we're too far in debt.